Some days you just wanna talk to another human being. Give us a call and we’ll hook you up with your low guaranteed auto insurance rate over the phone.

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Want even cheaper insurance? Save up to 50% on home and up to 18% on automobile insurance when you bundle them. 

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Probably—that’s up to the discretion of the insurance company, ultimately. Most insurance companies do let you pay monthly, though. If it’s too much to pay all at once, we have trained brokers ready to find you an insurance company that allows monthly payments.

Can I pay car insurance monthly?

Technically, you’ll pay for as many months as you want, but a lot of insurance companies may require that you pay a certain amount up front, kind of like first and last month’s rent. Some companies want you to pay for the whole year at once, and some just want 2 months up front. Your rate is determined annually, though.

How many months do you pay car insurance?

This is actually pretty straightforward if you’re willing to make meaningful changes around your auto policy:

- Buy cars that are a few years old.

- Buy cars with low trim levels.

- Remove partners from your policy if they have poor driving records (they can get a solo policy).

- Work from home 1-2 days per week to reduce your annual commuting distance.

How can I reduce my car insurance rate?

Just get a 3-minute quote and find out what it costs for you and your car. 3 minutes and you’re done. Seriously, it’s guaranteed for 60 days.

How much does full coverage car insurance cost?

These cars tend to have the best insurance rates, all else being equal. Even better if you find them used:

- Toyota Prius C Hybrid Automatic, 2WD

- Chevrolet Cruze LS Automatic, 2WD

- KIA Sedona L Automatic, AWD

- Nissan Versa Note S CVT, 2WD

- Ford Focus Electric Automatic, 2WD

What car has the best insurance rates?

It’s all relative to the risk a driver poses. $500 per month with a spotless driving record is probably too much, but we also haven’t seen that happen to anyone before. If your prices still look too high, ask about your risk level. Some insurers might only be able to offer you high-risk insurance if you’ve had several demerit points on your driving record lately.

How much is too much for car insurance?

Every insurance company under the sun advertises the lowest rates, but they don’t tell you how vulnerable that leaves you if you actually need to use it. Protect yourself from financial disaster by getting comprehensive auto coverage at the very least. Collision coverage is also a good idea.

How much coverage should I have for car insurance?

They generally do, but not always. The trick is that older cars tend to be made more simply, with fewer sensors, touch screens, and computer parts that make up the expensive bells and whistles (like hands-free parallel parking). Cars with fewer bells and whistles are cheaper to repair or replace, which means they’re cheaper to insure.

Do used cars have lower insurance rates?

The official numbers from the Insurance Bureau of Canada say that it’s $1,505 per year in Ontario, but our data says it’s probably closer to $2,700 per year. People have to commute long distances. They have partners and maybe even children listed as secondary drivers. Few people have spotless driving records, either. Insurance fraud is a big deal in Ontario too, which drives up everyone’s prices on top of everything else.

What is the average car insurance rate in Ontario?

It costs about the same amount of money to insure an electric car as regular cars, but sometimes a little bit more. Again, it’s all about the cost to repair or replace the car. When the technology to build a car becomes more economical for car manufacturers, they’ll start offering lower price points for the rest of the mass market. That’s when you’ll see the insurance cost for electric cars go even lower, relative to combustion engine vehicles.

How much does it cost to insure an electric car?

Probably—that’s up to the discretion of the insurance company, ultimately. Most insurance companies do let you pay monthly, though. If it’s too much to pay all at once, we have trained brokers ready to find you an insurance company that allows monthly payments.

Can I pay car insurance monthly?

Technically, you’ll pay for as many months as you want, but a lot of insurance companies may require that you pay a certain amount up front, kind of like first and last month’s rent. Some companies want you to pay for the whole year at once, and some just want 2 months up front. Your rate is determined annually, though.

How many months do you pay car insurance?

How can I reduce my car insurance rate?

This is actually pretty straightforward if you’re willing to make meaningful changes around your auto policy:

- Buy cars that are a few years old.

- Buy cars with low trim levels.

- Remove partners from your policy if they have poor driving records (they can get a solo policy).

- Work from home 1-2 days per week to reduce your annual commuting distance.

Just get a 3-minute quote and find out what it costs for you and your car. 3 minutes and you’re done. Seriously, it’s guaranteed for 60 days.

How much does full coverage car insurance cost?